TCU Insurance
Quick Links Personal Insurance Business Insurance Life & Health Insurance Senior Products Programs

Totaled Vehicles Lying in RoadWith so many different components to auto insurance, it can be a bit confusing to break down what each type of coverage offers you. We're here to do just that with bodily injury coverage.

The bodily injury portion of your auto insurance policy ties into your liability coverage. Generally speaking, liability coverage protects the interests of others in the event that you cause an accident. Bodily injury coverage focuses solely on injuries, rather than damages to other vehicles.

Bodily injury coverage kicks in if you cause an accident in which at least one person is injured. Your policy can help cover the injured persons' medical bills, along with any lawsuits that are filed against you.

All states across the country require liability coverage, and most states also require bodily injury coverage. Your agent can help you determine minimum required limits, which may or may not be enough coverage for you.

For example, bodily injury coverage limits are usually listed in the format of $50,000/$100,000. The first number represents how much coverage you have per person, while the second number represents how much coverage you have per accident. So the second number becomes relevant if more than one person is injured in an at-fault accident.

Being that medical bills can be extraordinarily high, you may wish to maintain higher liability limits. It all depends on your level of risk and how much you're willing and able to pay out-of-pocket should an accident occur.

Wondering how much coverage is right for you and your family? Our agents can assess your needs and make personalized recommendations.

Get started today. Call TCU Insurance Agency at (800) 772-8043 for more information on the auto insurance options we offer.
Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013

View Mobile Version
Connect With Us:
Facebook Twitter LinkedIn Google+ Yelp
Latest News
Read more >
Trusted Choice TCU Insurance Agency
Corporate Office

425 Lincolnway East
Mishawaka, IN 46544

Ph: 574.256.6070
Ph: 800.772.8043
Fx: 574.252.2109
  Request A Quote
Contact Us
Auto Insurance
Home Insurance
Business Insurance
Life Insurance
Senior Products
Other Programs
Home Page
Who We Are
Our Carriers
Map & Directions
News Center
©2020 Teachers Credit UnionPowered by Insurance Website Builder