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Police Car With LightsWhen it comes to choosing auto insurance, you may wonder what factors play a role in determining just how much you will pay for the vehicle. Did you know that the likelihood of whether or not a vehicle will be stolen is a big factor? Car insurance companies definitely take into consideration what the risks are for insuring the vehicle you have. If it is more likely to be stolen than other cars, this is likely to increase your insurance rate. However, when it comes to auto insurance, this is one of the least impactful elements of rate increases.

Perhaps you are thinking about that $100,000 sports car you saw at the auto show. You may be thinking that the high end off-road vehicle you heard your boss talking about is most likely to be on the list. Chances are good, though, that some of the most expensive vehicles out there are not on the list. The most likely to be stolen vehicles are those that are some of the most likely to be purchased as used cars. Here's a list of some of the most common vehicles stolen in the United States today.
  • Honda Accord: This compact vehicle is a favorite because of its overall availability and long life span. Vehicles that are from the late 1990s are even stolen today.
  • Honda Civic: Another small car that holds its value well, this vehicle is highly desired by thieves.
  • Toyota Camry: Known to be a vehicle that is somewhat hard to pinpoint and long lasting, this car is often stolen so that its parts can be sold on the secondary market.
  • Ford F-150 Pickup: This is a workhorse vehicle, one that lasts a long time and can be easily sold for a decent value.
  • Dodge Ram Pickup: This is another pickup truck that is highly desired and often easy to be sold for parts if necessary.
It is important to know that the higher the value of your vehicle, the more your auto insurance will be, no matter how likely it is that your car will be stolen. If you have one of these vehicles in your garage, you may be paying a bit more for car insurance than others. Nevertheless, you're sure to save money if your vehicle is older or has a lower value than those lavish sports cars.

Protect your car today. Call TCU Insurance Agency at (800) 772-8043 for more information on the car insurance options we offer.
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