MONDAY, OCTOBER 17, 2016
If you are like most homeowners, you probably never truly understood how costly owning a house was until you purchased your home. From the monthly bills to the everyday maintenance to home renovations, owning a home is a costly endeavor. As such, many homeowners delay a lot of their maintenance until the work has to be done.
Unfortunately, delaying home maintenance can cost you a lot, and increase your chances of filing a home insurance claim. Here are some areas to keep an eye on.
Overlooking a Leaking Water Pipe
Leaky pipes are a common household problem. In fact, Water Sense, a website operated by the EPA, estimates that leaky pipes account for the loss of 10,000 gallons of water in the average household each year. Beyond the fact that it delaying repairs can prove costly, a leaky pipe can also lead to serious household damage. For instance, if the pipe under your sink is leaking, it could lead to mold or warped wood that would also cost money to fix. You can avoid these problems by taking immediate action when you notice a leak.
Failing to Maintain Your Roof and Gutters
Your roof and gutters are likely the most overlooked aspects of your home. Roofs aren't invincible, although you may want them to be, since roof repairs are notoriously expensive. However, it can be even costlier to avoid checking these areas for issues. If you have a roof leak, or you find that ice and snow are building up around your gutters, then these problems require your immediate attention. If allowed, a roof leak can cause a plethora of problems inside your home. Fortunately, when you take measures to stop a roof leak early, you'll likely reduce the amount of expensive repairs you'll need to take on.
Ignore Your Home's Foundation
The foundation of your home is just as important as the roof of your home. If something goes wrong with it, then your entire home is at risk. Cracks and fissures are telltale signs that you have a problem with your foundation. However, many homeowners are hesitant to fix issues in their foundation due to the costs of repair. This is counterintuitive, as delaying foundation repairs can threaten your entire home. A small crack can lead to bigger cracks, making your home more susceptible to extreme weather. Don't risk your home and your family's safety by ignoring problems with your foundation. Contact a professional immediately to remedy the problem.
Owning a home is a daily investment that's pays off over time. However, to ensure you get all the benefits of owning a home, you have to maintain your home each and every day. Make sure you're protected. Call TCU Insurance Agency at (800) 772-8043 for a free home insurance quote.
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