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Even though it is almost spring here in northern Indiana, we aren't quite finished with the cold weather. Temperatures this time of year usually only range between the upper 20s and mid-40s. That leaves plenty of room for freezes to occur, and most of us will still use the heating system in our homes. READ MORE >>

Q. I was stunned to discover that my new car doesn't have a spare tire. Was I ripped off? A. Not really. About a third of new cars today do not come with a spare tire, though they may be equipped with a compressor and sealant kit to temporarily fix a flat tire. READ MORE >>

Carla McFarland was recently recognized by the Women's Council of Realtors (WCR) Greater South Bend Area as Affiliate of the Year for 2018. This is only Carla's third year participating with WCR. It is her 17th year in the insurance industry and seventh year with TCU Insurance Agency. READ MORE >>

Your medical information is private. You do not want to share it with others. But why does a life insurance company ask for it in the form of a medical exam? In nearly all cases, individuals need to provide some testing and information about their medical history to these providers. READ MORE >>

When a storm blows through, one of the most worrisome sights for a homeowner is damage to their home. If a tree branch falls as a result of a storm, damages your shed, and leaves lasting damage, it can be expensive. The good news is home insurance may offer some help making those repairs. READ MORE >>

Your driving record provides information on your driving habits. It is a collection of information about your moving violations. This includes all tickets you have currently in the system. Your insurer uses this information. Your employer may too. So, what is on your record? READ MORE >>

You don't have title rights to a rental home, even though you consider it home. Still, you will have personal possessions inside the residence. You'll need to protect them. How can you do it in a space you don't have full legal rights over? By taking safety steps, you can better protect your own items from rental property risks. READ MORE >>

Life insurance comes into use after your death. Given the importance of this policy to your family, it's up to you to make sure the money gets where it needs to go. What are some of the steps you must take to ensure your policy funds reach their destination? 1. Choose The Appropriate Policy READ MORE >>

One of the most common and severe hazards for outdoor workers is the heat. According to the U.S. Department of Labor, in 2015, heat exposure led to more than 2,800 illnesses and injuries involving days away from work. If you work outside, especially in the summer months, it's essential that you follow safety precautions and procedures to avoid heat-related illness. READ MORE >>

For many of us, our home is our biggest investment as well as our family refuge. Losing a breadwinner can wreak havoc on the family's finances — and their ability to stay in the home they love. So, what's the best way to protect your home in the event something happens to you? READ MORE >>

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Mishawaka, IN 46544

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