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When a storm takes out the power for a few hours, most food in the fridge is still okay to use. However, when the outage lasts for a day or so, you may need to toss most of what you have. That probably seems like a massive waste of money. Will home insurance cover this loss? It may, in some situations. READ MORE >>

Home insurance companies want to know that you're taking care of your home. For this reason, they'll often offer incentives — such as lower premiums — for actions you take to secure and maintain your property. Let's think about how taking the action of buying a home security system may lower your rates. READ MORE >>

When a storm blows through, one of the most worrisome sights for a homeowner is damage to their home. If a tree branch falls as a result of a storm, damages your shed, and leaves lasting damage, it can be expensive. The good news is home insurance may offer some help making those repairs. READ MORE >>

Carbon monoxide (CO) is known as the "Silent Killer" — as it is odorless, colorless and tasteless, yet can have deadly consequences. Carbon monoxide is a gas byproduct of burning fossil fuels in your furnace, clothes dryer, fireplace, automobile, portable heater, generator or other small engines and home appliances. READ MORE >>

Home insurance is comprehensive. It provides financial protection for homeowners from many risks. This includes property damage. It also covers liability claims. You may not know just how common filing a home insurance claim is. Here is a closer look at the most common claims homeowners make. READ MORE >>

Protecting your home from water damage is essential. But this process does not have to be challenging. Start the process by looking at your home insurance policy. Read it and get to know what it covers. You will find that flooding usually has limited or no coverage under most home insurance policies. READ MORE >>

When you rent a property, you occupy a space owned by someone else. Your lease is the contractual agreement that gives you permission to live there. It will contain legally binding rules that you (and the property owner) have to follow. If you don't know the ins and outs of your lease, you might find yourself in a bind when a problem arises in the home. READ MORE >>

You probably know that it's important to keep snow from piling up in your driveway. But, did you know that snow can wreak havoc on the top of your home as well. Accumulating snow can put a great strain on the roof of your home. This effect is particularly pronounced on homes with flatter roofs, as more snow is likely to get trapped on them. READ MORE >>

Keeping up with home improvement is one of the best ways to prevent accidents around the house. With a few maintenance steps, you can make your home safer and avoid liability claims. Inexpensive Fixes to Keep Your Home Safer for Everyone Water Works Minor water leaks can lead to major repairs if you don't get to them in time. READ MORE >>

Do you have equipment breakdown coverage? If you don't, there's a good chance you might find it useful. Here's some more information on equipment breakdown insurance: (Graphic courtesy: Safeco ***** Protect your home. Call TCU Insurance Agency at(800) 772-8043 for an instant home insurance quote. READ MORE >>

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Mishawaka, IN 46544

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