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2017Happy 2017! As you go into the New Year, you have a lot to look forward to. We at TCU Insurance Agency want to wish you a Happy New Year. We also want to remind you that now is a great time to review your insurance coverage.

The new year brings changes to the insurance business. Rate adjustments may take effect, and policy changes may come into force.

Did you make a new year's resolution? Most of us do. Some of us struggle to stay on the bandwagon. However, we have a tip for you that can be an easy resolution.

Check your insurance policies. As yearly changes take effect, now is a prime time to review your coverage.

So, as you get on that new diet or clean out your closet, add an easy step to your resolution. Take some time to sit down with your insurance plans and see if there are changes that you need to make.

Your circumstances may change from one year to the next. You can make adjustments that may better protect your loved ones and your property.

Keep the following in mind when reviewing your policy.
  • Did you renovate your home? Has its value increased? If you did, then it is time to update your homeowners insurance policy to include higher coverage. Neglecting to do so means you might not have enough coverage to cover the value of potential losses.
  • Has your business grown exponentially in the last year? If so, you are likely now delivering goods and services to more people and have larger operations. Your liability and commercial property coverage may not be enough to protect your interests. It may be time for an increase in business insurance coverage.
  • Has your financial situation changed? If so, look over your deductibles to ensure you can still afford the coverage that the deductibles warrant.
Also check your policies for smaller errors, such as changes in address and contact information. Correct information ensures that your insurance provider can contact you if it needs information. Correct information also decreases the likelihood of lapses in coverage.

So, what are you waiting for? Take the time now to go over your insurance plans. Make sure they still appropriately cover you. If you have questions, TCU Insurance Agency is here to help. Call us at (800) 772-8043 or contact us online if you have any questions about your insurance coverage.
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NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
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425 Lincolnway East
Mishawaka, IN 46544

Ph: 574.256.6070
Ph: 800.772.8043
Fx: 574.252.2109
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