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Family at the BeachVacations: we all need them, but how on earth do we pay for them? Vacations are proven to be good for your mental health. They give us a chance to unwind and recharge from the chaos that life can throw at us. However, they are just plain expensive, so in order to enjoy your time away follow a few simple rules.
  1. Be realistic. We all would love to spend 2 weeks in Italy but 4 days in Florida may be more your speed right now. Just because you would rather be in Europe does not mean that you won't have just as much fun and relaxation someplace closer to home.
  2. Pick a destination and start saving. Each year pick a place to go to (again, be realistic) and discuss options with a travel agent or do research online. This will give you an idea of how long it will take to save up. Set a budget that you can stick to and plan your trip accordingly.
  3. Travel in the off-season. If school and work schedules allow, travel during non-peak seasons. Vacation spots typically charge more in the summer so consider a late fall trip or sometime in February.
  4. Think outside the typical vacation spots. Many countries are trying to boost tourism and have very reasonable rates. Places such as the Dominican Republic, Brazil, and even Vietnam will all provide that exotic, tropical experience without the hefty price tag.
  5. Cruises or all-inclusive resorts are great for the budget conscious traveler. You will generally have to pay in full in advance; however, depending on the package this will include your flight, hotel, food, and beverages. This concept makes it very easy to ward off any unforeseen expenses.
  6. Have a stay-cation. If you really cannot go anywhere, use your vacation time anyway. Stay home for a week and get all those pesky to-do list items done. Or you can check out your local state park and go camping.
The bottom line is that vacation and downtime is so important, and with a bit of creativity and planning, everyone can rest up and re-charge.

Advance planning is beneficial when you're selecting insurance plans as well. Call TCU Insurance at (800) 772-8043 for more information on all your Indiana insurance needs.
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