TCU Insurance
800.772.8043
Quick Links Personal Insurance Business Insurance Life & Health Insurance Senior Products Programs

Driving Record

Your driving record provides information on your driving habits. It is a collection of information about your moving violations. This includes all tickets you have currently in the system. Your insurer uses this information. Your employer may too.

So, what is on your record? If you are unsure, you can check it to gather more information about what others are seeing about your situation.

Where To Get A Copy Of Your Record

The easiest way to get a copy is to visit your local Department of Motor Vehicles. If you go to the DMV in person, they may be able to print your record for you. You may also be able to get one from the agency's website. Keep in mind that there may be a small fee involved in the process.

You may also order your vehicle from other agencies. This depends on state laws. However, you can check the following organizations to gain access:

  • Department of Motor Vehicles
  • Department of Public Safety
  • Department of Revenue
  • Motor Vehicle Division
  • Secretary of State

There are some states that provide an online access point — although this is not always the case. You may be able to visit their website, though, and request to receive a mailed copy.

Third-party providers may offer the same records. However, a state-approved driver's record may be more valuable to you.

What Is On Your Record?

The information on your driver record is important to car insurance providers. It gives them an idea of just how safe you are as a driver. The following are some examples of what may be in your record:

  • Any points you earned for moving violations
  • The status of your license (active, suspended, revoked)
  • Any traffic accidents you were in
  • Violations you had that resulted in fines or convictions
  • Any public records related to DUI or DWI

Over time, your driver record changes. If you receive a moving violation for speeding, for example, this can cause points to be added to your license. Over a period of time, the points drop off. This allows for you to maintain your license over your lifetime even if you have a few tickets.

Many people do not have an appreciable driving record. This is often the case if they have no recent driving violations. So, in this case, a cleaner record is better.

If your record improves, let your auto insurance provider know about it. It may help you to get lower insurance costs in the long term.

Contact Us

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
Connect With Us:
Facebook Twitter LinkedIn Google+ Yelp
Latest News
Read more >
Trusted Choice TCU Insurance Agency
Corporate Office

425 Lincolnway East
Mishawaka, IN 46544

Ph: 574.256.6070
Ph: 800.772.8043
Fx: 574.252.2109
  Request A Quote
Contact Us
Auto Insurance
Home Insurance
Business Insurance
Life Insurance
Senior Products
Other Programs
Home Page
Who We Are
Our Carriers
Map & Directions
FAQ
News Center
Newsletters
©2018 Teachers Credit UnionPowered by Insurance Website Builder