Personal Financial Statement: How Your Numbers Look to a Lender

Benefits: Lenders, and most equity investors, want to know not only about your business's financial position, but also about the personal financial profile of the business's owners. The attached file is a personal financial statement form used by a Midwest regional bank. It outlines all the information that conventional lenders will want to know about your personal finances, from a description of your assets and liabilities to identification of your sources of income. You can get a good idea of what lenders are looking for, how your financial profile will appear to them, and the importance of carefully completing such a form before submitting it to a lender.

 
File description: The file contains a three-page document in rich text format (RTF) that is suitable for use with most word processing programs used in the Windows environment.

 
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Special Features:

 

bullet concise organization of itemized relevant personal financial factors
bullet practical outline for preparing a specific lender's personal financial statement form
bullet detailed schedules for your outstanding credit sources and your specific assets, including securities, real estate and life insurance
bullet standard consent provisions regarding the use of the personal information for additional credit inquiries
bullet standard provisions imposing an ongoing duty on the applicant to update information