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Do you know if these three key areas are adequately covered?
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Property coverage

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Liability

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Business interruption

 

PROPERTY COVERAGE

Property is often divided into two parts in a business policy:

Fixed Property (buildings, fixtures, etc.)

Contents (equipment, inventory, etc.)

or it can be a combined single limit.

Property insurance is location specific.  If you have property (away from your premises) we can provide the appropriate protection.

 

LIABILITY COVERAGE

Liability coverage generally protects you from claims that arise out of harm your business (including employees) causes another.

Key questions:
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Do you operate off-site?

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Serve alcoholic beverages at functions?

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Sell products that could cause harm?

Auto liability:

bullet Do you or your employees operate personal vehicles at anytime in the course of doing business?

 

BUSINESS INTERRUPTION (Income)

What happens if your business is shut down? Who will pay the bills? Will you be able to resume when everything is back to normal?  Who will pay your employees?

 

This coverage is often overlooked.  It shouldn't be!

 

Ask us to review what you currently have, and we can work with you to make sure you are adequately protected!

 

 

 

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