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Young Family Standing In Front of HomeBecause a house is such a large investment, home insurance is designed to protect your finances. A standard home insurance policy can cover the structure of your home, your belongings and liability risks associated with homeownership. But what's actually required in Indiana?

Whereas auto insurance is required by the state, home insurance does not have state-wide requirements. But even without such a broad requirement, many mortgage companies will require you to maintain home insurance throughout the duration of the loan.

In fact, some mortgage lenders will ask you to obtain proof of home insurance before you even close on a house. This helps protect not only your property, but also the lender's investment in your home. If something should damage or destroy your house, your insurance can cover the losses so you and your lender aren't out the money.

Fortunately, most lenders will let you choose the insurance provider you wish to work with. That gives you the opportunity to contact your independent insurance agent, who can search a network of insurers to find you the policy that best meets your needs and budget.

With a policy custom tailored to your specific coverage needs, you can rest easy knowing that your home is protected in case of an unforeseen incident.

Ready to find a policy? Call TCU Insurance Agency at (800) 772-8043 for more information on the home insurance options we offer.
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Mishawaka, IN 46544

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