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Totaled Vehicles Lying in RoadWith so many different components to auto insurance, it can be a bit confusing to break down what each type of coverage offers you. We're here to do just that with bodily injury coverage.

The bodily injury portion of your auto insurance policy ties into your liability coverage. Generally speaking, liability coverage protects the interests of others in the event that you cause an accident. Bodily injury coverage focuses solely on injuries, rather than damages to other vehicles.

Bodily injury coverage kicks in if you cause an accident in which at least one person is injured. Your policy can help cover the injured persons' medical bills, along with any lawsuits that are filed against you.

All states across the country require liability coverage, and most states also require bodily injury coverage. Your agent can help you determine minimum required limits, which may or may not be enough coverage for you.

For example, bodily injury coverage limits are usually listed in the format of $50,000/$100,000. The first number represents how much coverage you have per person, while the second number represents how much coverage you have per accident. So the second number becomes relevant if more than one person is injured in an at-fault accident.

Being that medical bills can be extraordinarily high, you may wish to maintain higher liability limits. It all depends on your level of risk and how much you're willing and able to pay out-of-pocket should an accident occur.

Wondering how much coverage is right for you and your family? Our agents can assess your needs and make personalized recommendations.

Get started today. Call TCU Insurance Agency at (800) 772-8043 for more information on the auto insurance options we offer.
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Mishawaka, IN 46544

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