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TCU Insurance Agency, LLC Blog: damage

View the latest blog posts from TCU Insurance Agency, LLC.

It's very cold outside! Freezing temperatures can lead to frozen pipes and water damage in your home. Fortunately, there are several steps you can take right now to help prevent freezing pipes. Keep garage doors closed if there are water supply lines in the garage. READ MORE >>

When living in a flood zone, having a flood insurance policy is often a requirement. At the very least, it's strongly recommended. Knowing what this policy covers is important in making sure you have enough protection in place to replace your possessions in the event of an unwanted disaster or unforeseen circumstance resulting in significant loss. READ MORE >>

Fire is a concern no matter where you live. In a house, you at least have control (for the most part) over fire prevention. In an apartment, on the other hand, a fire that breaks out in another nearby unit can burn through the walls until it reaches your belongings and your unit. READ MORE >>

Heavy snow loads on roofs can lead to building damage and collapse. Schools, churches, commercial and residential buildings, carports and awnings can be affected. As winter storms loom, property owners and residents should be aware of the weight loads these storms may be creating, especially on flat roofs. READ MORE >>

Reducing the risk of ice dams forming will help avoid water damage. Ice dams are ridges of ice that form at the edge of a roof or around drains and prevent melting snow from draining off your roof. The water that backs up behind this ice dam can leak into the building and cause damage to walls, ceilings, insulation and other areas. READ MORE >>

Frozen pipes are one of the biggest risks of property damage when the temperature drops. A burst pipe can cause more than $5,000 in water damage, according to research from the Institute for Business and Home Safety (IBHS). In addition, 37 percent of all frozen pipes occur in basements, while buildings built before the 1960s are often the most vulnerable. READ MORE >>

Did you know that parking lots are the number one location where accidents occur? What's worse, 69 percent of hit and run accidents involve parked vehicles, causing hundreds of thousands of dollars in damages last year alone. Parking lots are a popular location for inexperienced drivers to practice - making your vehicle a prime target for damage. READ MORE >>

On Fox 6 News in Milwaukee, I recently watched coverage of a home that was destroyed by a fire caused by 15 years of lint build-up in the dryer. Not only should you clean your lint trap after each use, you should inspect your dryer’s motor, as well as the vent that runs outside every year. READ MORE >>

At this time of year, it's common to see news reports with video footage of tornadoes touching down, destroying communities, and wreaking havoc with people's lives. Unfortunately, each year tornadoes cause roughly $400 million in damages. I've been fortunate; I've never personally experienced the devastation of a tornado. READ MORE >>

One of the most disheartening experiences is to find flooding or extreme water damage to your treasured Indiana home. At TCU Insurance Agency, we know you want to protect what's important. That's why we're offering these tips to help you prevent many of the most common causes of water damage. READ MORE >>

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Mishawaka, IN 46544

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