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For Rent
It's important for landlords to find an insurance solution that works for their rental property. This month, the Foremost Insurance Guy shares five enhancements that landlords should consider beyond basic coverage.
  1. If the package doesn’t already include it, Loss of Rents, which would restore the rental income lost if there was a loss.
  2. Premises Liability, which is a critical coverage if an accident occurs on the property for which the landlord is legally responsible.
  3.  Insureds can also be confused about the amount of settlement on a total loss, and that’s where Agreed Loss settlements work well. In the event of a covered total loss, the customer’s settlement would be the amount listed on their Dec Page, minus any applicable deductible. That takes the guesswork out of what can be a really stressful time. Insureds can also usually purchase Replacement cost coverage. Landlords should evaluate the amount of coverage landlords need for the dwelling.
  4. Personal Liability Protection, or protection from lawsuits brought about by libel, slander, defamation of character or wrongful eviction. Landlords have different types of exposure and some might consider that valuable.
  5. And finally, Personal Property, if the landlord provides furnishings that would need coverage.
If you have any questions about a South Bend landlord insurance policy for your rental property, give TCU Insurance a call today, 800-772-8043.
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425 Lincolnway East
Mishawaka, IN 46544

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