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Health InsuranceWhile parents want to be in the know when it comes to their child's health, teenagers often don't wish to share much of this information. Since it's important to make healthcare readily available to teens, teenagers are entitled to doctor consultations and exams with a degree of doctor-patient confidentiality to encourage them to seek out professional medical advice and treatment without the presence of a parent.

Confidentiality agreements vary by state and medical practice, which is why you should review your doctor's privacy policies with your teen so you are both aware of what can and cannot be disclosed to parents. This is a great first step toward independence for your child and may also help you learn to cope with your child becoming an adult.

Doctors will likely keep the following private, depending on state law:
  • Sexual activity: Sexually active teens need to be regularly tested for STDs and should feel comfortable asking for advice or talking about concerns with their doctor.
  • Drug and alcohol use: A teen's recreational habits must be made known to his/her doctor for more accurate diagnoses and prescription medications that won't react negatively with these substances.
  • Depression and anxiety: A large percent of teens suffer from depression and anxiety at some point, many of which would prefer to seek medical help only if they do so privately.
Doctors will likely breech confidentiality and inform parents of the following, depending on state law:
  • Mental health issues: If a doctor deems a teenager to be a danger to him/herself or the general public, doctors are likely to notify the parents and/or police, depending on the situation.
  • Abortion: While teens may be able to access confidential contraception consultations, some states require that parents be notified of an abortion.
  • HIV/AIDS: Teens may have access to confidential HIV testing, but some states require that parents be notified of positive results.
Your teen's visit to the doctor begins with the right coverage. Call TCU Insurance Agency at (800) 772-8043 for more information on Indiana health insurance
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